Your Insurance Agency Since 1948.
Schmoekel Insurance is a family owned business that has been serving Sacramento for over 70 years. We specialize in Auto and Home Insurance, Motorcycle, and RV, and we also write Commercial Auto, Commercial Business and more.

Why choose Independent Agents or Producers?

Independent Agents/Producers are there to help get the very best auto insurance premium and coverages for your specific needs. We sell for many companies, ensuring that you have a wide choice of coverages.


Your Independent Insurance Agent or Producer:

  • Chooses which auto companies to represent, assuring that any policy they offer you is issued by a reliable company with solid financial strength.
  • Offers products to meet all of your insurance needs, from auto coverage to homeowners, business, boats, motorcycles etc.
  • Make sure that all of your policies are coordinated to offer the best coverage at the best price without duplicating coverages.
  • Customer satisfaction is key to an Independent Agent’s/Producer’s livelihood. So, serving policyholders is an Independent Agent’s/Producer’s most important concern.
  • Unlike other agents, is not beholden to any one company; thus, policyholders do not need to change agencies as insurance and service needs changes.
  • Is a value hunter who looks after the consumer’s pocketbook in finding the best combination of price coverages and service.
  • Does the shopping for you, obtaining insurance quotes and coverages from multiple companies with no extra effort on your part.
  • Acts as your advocate in helping to get claims processed and paid fairly and promptly.
  • Has access to companies that accept risks that have been turned down by other companies.
  • Can provide periodic risk analysis and coverage reviews to assure that you always have insurance that makes the most sense to you.

Contact us today to learn more about our services and to get a free quote from one of our agents.
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